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How much time do you have left to work in your life?

Your Age now

Years to age 65

Total Hours left to work at 2,000 hours per year

20

45

=  90,000  hrs

25

40

=  80,000  hrs

30

35

=  70,000  hrs

35

30

=  60,000  hrs

40

25

=  50,000  hrs

45

20

=  40,000  hrs

50

15

=  30,000  hrs

55

10

=  20,000  hrs

60

5

=  10,000  hrs

                             click here to return to Did You Know?

(a) calculate the total hours you have to work in a year
(b) multiply your total hours by the number of years you have left until retirement
(c) multiply your total from (b) by the annual salary you expect to make

Your
Age

Your
Years to
Retirement
at age 65

Your
Total
Working
hours

Your
Annual
Salary

Your
Total
Earnings
[1]

20

 

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45

90,000  hrs

$20,000
$25,000
$30,000
$50,000
$70,000
$100,000
$150,000
$250,000
$500,000

$900,000
$1,125,000
$1,350,000
$2,250,000
$3,150,000
$4,500,000
$6,750,000
$11,250,000
$22,500,000

21

 

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44

88,000  hrs

$25,000
$30,000
$40,000
$50,000
$70,000
$100,000
$150,000
$250,000
$500,000
$750,000
$1,000,000

$1,100,000
$1,320,000
$1,760,000
$2,200,000
$3,080,000
$4,400,000
$6,600,000
$11,000,000
$22,000,000
$33,000,000
$44,000,000

         

25

 

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40

80,000  hrs

$25,000
$30,000
$40,000
$50,000
$70,000
$100,000
$150,000
$250,000
$500,000
$750,000
$1,000,000

$1,000,000
$1,200,000
$1,600,000
$2,000,000
$2,800,000
$4,000,000
$6,000,000
$10,000,000
$20,000,000
$30,000,000
$40,000,000

30

 

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35

70,000  hrs

$25,000
$30,000
$35,000
$40,000
$45,000
$60,000
$80,000
$100,000
$150,000
$250,000
$500,000
$750,000
$1,000,000
$1,500,000

$875,000
$1,050,000
$1,225,000
$1,400,000
$1,575,000
$2,100,000
$2,800,000
$3,500,000
$5,250,000
$8,750,000
$17,500,000
$26,250,000
$35,000,000
$52,500,000

35

 

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30

60,000 hrs

$30,000
$35,000
$40,000
$45,000
$60,000
$80,000
$100,000
$110,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000

$900,000
$1,050,000
$1,200,000
$1,350,000
$1,800,000
$2,400,000
$3,000,000
$3,300,000
$5,250,000
$7,500,000
$10,500,000
$15,000,000
$22,500,000
$30,000,000
$45,000,000

40

 

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25

50,000 hrs

$35,000
$45,000
$55,000
$65,000
$75,000
$95,000
$110,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000

$875,000
$1,125,000
$1,375,000
$1,625,000
$1,875,000
$2,375,000
$2,750,000
$3,750,000
$6,250,000
$8,750,000
$12,500,000
$18,750,000
$25,000,000
$37,500,000


 

Your
Age

Your
Years to
Retirement
at age 65

Your
Total
Working
hours

Your
Annual
Salary

Your
Total
Earnings

45

 

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20

40,000  hrs

$40,000
$50,000
$65,000
$75,000
$85,000
$100,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000

$800,000
$1,000,000
$1,300,000
$1,400,000
$1,875,000
$2,000,000
$3,000,000
$5,000,000
$7,000,000
$10,000,000
$15,000,000
$20,000,000
$30,000,000


 

Your
Age

Your
Years to
Retirement
at age 65

Your
Total
Working
hours

Your
Annual
Salary

Your
Total
Earnings

50

 

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15

30,000 hrs

$40,000
$50,000
$65,000
$75,000
$85,000
$100,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000
$2,000,000

$600,000
$750,000
$975,000
$1,125,000
$1,275,000
$1,500,000
$2,250,000
$3,750,000
$5,250,000
$7,500,000
$11,250,000
$15,000,000
$22,500,000
$30,000,000


 

Your
Age

Your
Years to
Retirement
at age 65

Your
Total
Working
hours

Your
Annual
Salary

Your
Total
Earnings

55

 

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10

20,000 hrs

$40,000
$50,000
$60,000
$80,000
$100,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000
$2,000,000

$400,000
$500,000
$600,000
$800,000
$1,000,000
$1,500,000
$2,500,000
$3,500,000
$5,000,000
$7,500,000
$10,000,000
$15,000,000
$20,000,000

60

 

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5

10,000 hrs

$40,000
$50,000
$60,000
$80,000
$100,000
$150,000
$250,000
$350,000
$500,000
$750,000
$1,000,000
$1,500,000
$2,000,000

$200,000
$250,000
$300,000
$400,000
$500,000
$750,000
$1,250,000
$1,750,000
$2,500,000
$3,750,000
$5,000,000
$7,500,000
$10,000,000

     (a) calculate the total hours you have to work in a year
(b) multiply your total hours by the number of years you have left until retirement
(c) multiply your total from (b) by the annual salary you expect to make

[1] It is understood that, over a period of time, you will receive salary increases. This table simply does a level calculation without accounting for raises.

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